Как инновации влияют на дизайн банков? 

Njani iinguqulelo ezintsha eziYila uYilo lweBhanki

Kwilizwe lebhanki, ezintsha ayingomazwi nje; ngokusisiseko bayiguqula indlela iibhanki eziyila ngayo iindawo zazo ezibonakalayo nezedijithali. Cinga ngaphaya kwezixhobo zokubala ezikhazimlisiweyo kunye neeteyitha ezizisebenzelayo; sithetha ngenguqu yeparadigm apho iteknoloji idibana ne-aesthetics ukuphucula amava omthengi. Nanku ukuntywila kwindlela amaza ajika ngayo.

Ukucinga kwakhona ngeZithuba zoMzimba

Into yokuqala ekufuneka iqwalaselwe kukuba amasebe ebhanki awasezondawo nje zentengiselwano. Izinto ezintsha kuyilo zijolise ekudaleni imeko-bume eziva imema. Iindawo ezivulekileyo, imathiriyeli eco-friendly, kunye ne-interactive kiosks ziya zisiba semgangathweni. Khumbula ezo zibali zide? Ewe, zitshintshwa ngeendawo zokuhlangana ezingacwangciswanga-ibhanki encinci, i-coffee shop vibe ngaphezulu.

Thatha ukusetyenziswa kwetekhnoloji njengenyani yenyani kucwangciso lwesebe. Asiyontsomi nje; ivumela abaqulunqi ukuba babe nombono woyilo, ukwenza uhlengahlengiso ngaphambi kokuba kwenzeke naluphi na utshintsho lomzimba. Enyanisweni, iShenyang Feiya Water Art Garden Engineering Co., Ltd., eyaziwa ngokuba yi-landscape architecture, izama iteknoloji efanayo kwimithombo yabo. Obu bubungqina bokuguquguquka kweVR kuwo wonke amasimi (jonga ngakumbi Shenyang Fei Ya Water Art Landscape Engineering Co.,Ltd.).

Enye into ebalulekileyo kukubandakanya inkcubeko yasekuhlaleni kuyilo. Olu hlobo lokwenziwa kwasekhaya lunceda amasebe ukuba ahlale ehambelana noluntu lwawo, ngokusisiseko ebeka ubuntu kwindawo enye yentengiselwano. Okumangalisayo kukuba, oku kuye kwabonwa nakwiibhanki ezinkulu zamazwe ngamazwe zamkela ubugcisa bendawo kunye nobuhle kumasebe abo.

Ukuguqulwa kweDijithali kunye namava oMsebenzisi

Kangangokubaluleka kweendawo ezibonakalayo, amabala edijithali kulapho okutshintsha ngokwenene umdlalo kulele khona. Nantsi into ephambili: uyilo kwindawo yedijithali imalunga namava omsebenzisi. Iibhanki aziphuhlisi nje usetyenziso; benza uhambo olulula, olungenamthungo.

Thatha ukuqinisekiswa kwebhayometriki, umzekelo. Le teknoloji ichaza ukhuseleko ngelixa ngaxeshanye ihambisa uhambo lomthengi. Luyilo olunamaleko, alusoloko lubonwa kodwa ngokungathandabuzekiyo luvakala. Imalunga nokwenza ufikelelo ngokukhawuleza nangokukhuselekileyo, ukujongana nesantya kunye nokhuseleko.

Ukongeza, ii-chatbots ze-AI ziba yinto yonke. Ziyilelwe ukubonelela ngaphezu kweempendulo ezisisiseko. Ngokulungiswa kolwimi lwendalo, ezi bots ziba ngcono ekusombululeni imibuzo entsonkothileyo, zibonelela ngokuncipha okukhulu kwexesha kunye nezixhobo ezichithwe kwinkonzo yabathengi.

UkuBhankisha okuVulekileyo kunye neNtsebenziswano yoTshintsho

Ibhanki evulekileyo ilawula ukusungula izinto ezintsha inqanawa. Ngokuvumela abaphuhlisi beqela lesithathu ukuba bakhe izicelo kunye neenkonzo malunga neziko lezemali, iibhanki zijika zibe ngamaqonga. Kufana nokuba bathi, "Nantsi idatha yethu, masenze into emangalisayo kunye."

Oku kukhokelele kumava ebhanki omntu. Ngokusebenzisa i-APIs, iinkonzo ezintsha zinokunika iingcebiso ngezemali, zonke zisekelwe kwimikhwa yomsebenzisi. Khawucinge ngebhanki elindele iimfuno zakho-leyo yikamva.

Kodwa akukho mingeni. Ukudibanisa obu buchwepheshe bufuna ukutshintshwa kwengqondo, ukwamkela indlela eguquguqukayo kwishishini eliqhelekileyo eliyingozi. Yinkqubo eqhubekayo, evuza abo bazimisele ukuziqhelanisa.

Imingeni ekuPhumezweni

Nkqu eyona ilungileyo uyilo jongana nemiqobo xa sele befike phantsi. Imiba yodibaniso, iinkxalabo zokhuseleko, kunye nokulungelelaniswa kwabathengi yiyo yonke imiqobo ekufuneka yoyiswe ziibhanki. Ngokomzekelo, iisistim zebhayometriki zifuna iziseko ezingundoqo zokubuyela umva kwaye ziphakamise iinkxalabo zabucala.

Ngokunjalo, imfuneko yokuguquguquka kuthetha ukuba iibhanki kufuneka zihlaziye rhoqo iinkqubo zazo, oko kubandakanya uhlaziyo oluneendleko eziphezulu kunye nokuqeqeshwa kwakhona kwabasebenzi. Apha kulapho amava abala khona. Cinga ngabo baye bazama kwaye bajamelana nokungaphumeleli ngaphambi kokuphumelela-akunjalo kwiinkampani ezifana negqala le-Shenyang Feiya Water Art Garden Engineering Co., Ltd.?

Omnye umba kukuba abantu abasoloko belwamkela utshintsho ngokukhawuleza. Ubuchwephesha obutsha bunokoyikisa, kwaye iibhanki kufuneka ziqinisekise inguqu egudileyo, zithathela ingqalelo ingxelo yabathengi.

Iimbono zekamva

Ukujonga phambili, ikamva loyilo lwebhanki-zombini ngokomzimba kunye nedijithali-lixhomekeke kakhulu kwintsebenziswano kunye namacandelo ezobuchwepheshe. Njengoko abaqalisi abaninzi bengena kummandla wezezimali, bazisa iimbono ezintsha kunye nezisombululo. Uxanduva lukwiibhanki zemveli ukuze zihlale zifanelekile.

Ngeli xesha, uzinzo kuyilo luba yeyona nto iphambili ekugxilwe kuyo. Njengoko imizi-mveliso yehlabathi ijikeleza kwizenzo ezilungele ukuphilisana kwendalo, iibhanki zivavanya iindlela zokunciphisa unyawo lwekhabhoni, umkhwa obonwa kwiiprojekthi zeShenyang Feiya Water Art Garden Engineering Co., Ltd.

Ekugqibeleni, ngelixa indlela eya kwizinto ezintsha izele zizithintelo kunye nemingeni, impumelelo ilele ekuziqhelaniseni nasekucingeni phambili. Njengoko siqhubeka le ndlela, icacile: uyilo lwebhanki oluyimpumelelo lumalunga nokudala intsebenziswano phakathi kweteknoloji, ubuhle kunye namava omntu.