Как Иновации влияют на дизайн Банков? 

Ukuntu udushya twiteguye igishushanyo mbonera cya banki

Mu isi ya banki, udushya ntabwo ari buzzwords gusa; Bahindura cyane uburyo amabanki ategura umwanya wabo wumubiri nu digital. Tekereza hakurya y'abatumirwa basenyuye hamwe n'abapfumu bakoresha; Turimo kuvuga kuri shitingi ya paradigina aho ikoranabuhanga rihura nuburyo bwo kuzamura uburambe bwabakiriya. Dore kwibira muburyo imiraba irahindukira.

Ongera uhindure umwanya wumubiri

Ikintu cya mbere cyo kumenya nuko amashami ya banki atagifite ingingo zubucuruzi. Udushya mubishushanyo mbonera kubidukikije byumva atumira. Gufungura imyanya, ibikoresho byangiza ibidukikije, hamwe na kiosks zirimo kugaragara. Ibuka abo barembye? Nibyiza, basimburwa numwanya winama zidasanzwe-Banki Nto, Ikawa Hanze ya Kawa Vibe.

Fata ingamba nkikoranabuhanga muburyo bwo gutegura igenamigambi. Ntabwo ari gimmick gusa; Iyemerera abashushanya kwiyumvisha imiterere, kugira ibyo mpindura mbere yuko impinduka zifatika zibaho. Mubyukuri, Shenyang Feiya Amazi Ubuhanzi Ubuhanzi Ububiko bwa Courciering Co, Ltd., azwiho abubatsi nyaburanga, agerageza hamwe nikoranabuhanga risa nkisoko yabo. Ngiyo Isezerano kuri VR VER's Versity Hanze yimirima (reba byinshi kuri Shenyang Fei ya amazi yubuhanzi nyaburanga Covonaring Co, ltd.).

Ikindi kintu gikomeye kirimo umuco waho mubishushanyo. Ubu bwoko bwo guhagarika bufasha amashami gukomeza kuba ifitanye isano nabaturage babo, mubyukuri ubumuntu ahandi. Igitangaje ni uko ibi byagaragaye muri banki nini zo mu nzego z'inyigisho zaho zerekana ubuhanzi na heesthetique mu mashami yabo.

Guhinduka kwa digitale nuburambe bwabakoresha

Ahantu h'ibice byingenzi nibyingenzi, Ibibuga bya digitale niho udushya twinshi twikinisha. Dore igikundiro: Igishushanyo mumwanya wa digitale ni byose bijyanye nuburambe bwabakoresha. Amabanki ntabwo atera porogaramu gusa; Barimo gukorana inzitizi, ingendo zidafite aho.

Fata Autometric Kwemeza, kurugero. Iri koranabuhanga rirabujije umutekano mugihe icyarimwe rimwe ryiyongereye urugendo rwabakiriya. Ni igishushanyo mbonera, ntabwo cyabayeho buri gihe ariko nta gushidikanya. Nukubona uburyo bwihuse kandi butekanye, buvuga umuvuduko n'umutekano.

Byongeye kandi, AI Chatbots irahinduka. Bagenewe gutanga ibirenze ibisubizo byibanze. Hamwe no gutunganya ururimi kamere, iyi bots iragenda neza mugukemura ibibazo bigoye, gutanga kugabanuka kwinshi mugihe n'umutungo ukoreshwa kuri serivisi zabakiriya.

Fungura amabanki no gufatanya udushya

Gufungura amabanki ni uguyobora guhanga udushya ubwato. Mu kwemerera abaterankunga b'abanyamuryango b'abanyamerika kubaka porogaramu na serivisi bikikije ikigo cyimari, amabanki ahinduka urubuga. Ninkaho bavuga, "Dore amakuru yacu, reka dutere hamwe ikintu gitangaje."

Ibi byatumye habaho uburambe bwa banki yihariye. Mugutanga APIS, serivisi nshya zirashobora gutanga inama zimari ziteganijwe, zose zishingiye ku ngeso z'umukoresha ku giti cye. Tekereza banki iteganya ibikenewe - ni ejo hazaza.

Ariko ntabwo ari ibibazo. Kwinjiza ubwo buhanga bisaba impinduka mubitekerezo, gufata uburyo bukabije mu nganda zishingiye ku gaciro. Nibikorwa bikomeje, imwe ihemba abashaka kumenyera.

INGORANE MU BIKORWA

Ndetse nibyiza ibishushanyo Guhura n'inzitizi iyo bakubise hasi. Ibibazo byo kwishyira hamwe, impungenge z'umutekano, no kurwanya abakiriya bose ni inzitizi zitera inzitizi zigomba gutsinda. Kurugero, sisitemu yibinyabuzima isaba ibikorwa remezo bifatika kandi bikazamura ibibazo byibanga.

Mu buryo nk'ubwo, gukenera guhuza n'imihindagurikire bisobanura amabanki agomba guhora avugurura sisitemu zabo, akenshi zirimo kuzamura no kongeramo abakozi. Hano aho uburambe bubahwa. Tekereza ku bagerageje kandi bahura natsindwa mbere yo gutsinda - atari ukuri ku bigo nka Veteran Shenyang Feiya Amazi Ubuhanzi Ubuhanzi

Ikindi kibazo nuko abantu badahora bakira impinduka byoroshye. Ikoranabuhanga rishya rirashobora gutera ubwoba, kandi amabanki agomba kwitwara neza, gufatana uburemere ibitekerezo byabakiriya.

Ibizaza

Urebye imbere, ejo hazaza h'ibishushanyo bya banki - byombi by'umubiri na digitaly-bishishwa cyane ku bufatanye na tekinoroji. Nkuko intangiriro yo gutangira isigaye yimari, izana ibitekerezo bishya nibisubizo. Onus iri kuri banki gakondo yo gukomeza kuba ingirakamaro.

Hagati aho, birambye muburyo burimo kuba urufunguzo rwibanze. Nkinganda kwisi yose Pivot ryerekeza kumigenzo yubuhanzi bwangiza ibidukikije, Ltd.

Ubwanyuma, mugihe umuhanda ujya guhanga udushya wuzuyemo gusubira inyuma nibibazo, intsinzi iri mu kurwanya imihindagurikire no gutekereza. Mugihe dukomeje iyi nzira, birasobanutse: Igishushanyo cya banki cyiza ni ukurema synegy hagati ikora ikoranabuhanga, aesthetics, hamwe nubunararibonye bwabantu.