Kodi mungatani kuti mukhale osangalala? 

Momwe Maupangiri Akupangira Mapangidwe a Banki

M'dziko la banki, zatsopano si mawu chabe; amasintha momwe mabanki amapangira malo awo okhala ndi digito. Ganizirani kupitirira makauntala opukutidwa ndi owerengera okha; tikulankhula za kusintha kwa paradigm komwe ukadaulo umakumana ndi zokongoletsa kuti upititse patsogolo chidziwitso chamakasitomala. Apa ndi momwe mafunde akusinthira.

Kuganiziranso Malo Athupi

Chinthu choyamba kuzindikira ndi chakuti nthambi za banki sizilinso malo opangira. Zatsopano pamapangidwe zimayang'ana kwambiri pakupanga malo omwe amawoneka osangalatsa. Malo otseguka, zida zokomera zachilengedwe, ndi ma kiosks olumikizana akukhala wamba. Mukukumbukira zowerengera zazitali zija? Chabwino, akusinthidwa ndi malo ochitira misonkhano-osachepera mabanki, malo ogulitsa khofi ambiri.

Gwiritsani ntchito ukadaulo ngati zenizeni pakukonza nthambi. Si gimmick chabe; imalola okonza kuti azitha kuwoneratu masanjidwe, kupanga zosintha zisanachitike kusintha kulikonse kwakuthupi. Ndipotu, Shenyang Feiya Water Art Garden Engineering Co., Ltd., yomwe imadziwika ndi zomangamanga, ikuyesa luso lofananalo la akasupe awo. Uwu ndi umboni wa kusinthasintha kwa VR m'magawo onse (onani zambiri pa Shenyang Fei Ya Water Art Landscape Engineering Co.,Ltd.).

Chinthu chinanso chofunikira ndikuphatikiza chikhalidwe cha komweko pamapangidwe. Kukhazikika kotereku kumathandizira nthambi kuti zizikhala zogwirizana ndi madera awo, makamaka kupangitsa kuti anthu azikhala ndi zochitika zina. Chodabwitsa n'chakuti, izi zakhala zikuwonekeranso m'mabanki akuluakulu amitundu yosiyanasiyana akutengera zojambula zam'deralo ndi zokongoletsa m'nthambi zawo.

Kusintha kwa Digital ndi Zochitika Zogwiritsa Ntchito

Monga momwe malo akuwonekera ndi ofunikira, mabwalo a digito ndipamene pali zosintha zenizeni zamasewera. Nayi mfundo yake: kapangidwe ka digito ndizomwe zimangogwiritsa ntchito ogwiritsa ntchito. Mabanki samangopanga mapulogalamu; akupanga maulendo anzeru, opanda msoko.

Tengani kutsimikizika kwa biometric, mwachitsanzo. Tekinoloje iyi ikutanthauziranso chitetezo pomwe ikuwongolera nthawi yomweyo ulendo wamakasitomala. Ndi mawonekedwe osanjikiza, osawoneka nthawi zonse koma mosakayika amamveka. Ndizokhudza kupanga mwayi wofikira mwachangu komanso motetezeka, kuthana ndi liwiro komanso chitetezo.

Kuphatikiza apo, ma chatbots a AI akukhala paliponse. Amapangidwa kuti azipereka zambiri kuposa mayankho ofunikira. Ndi kukonza zilankhulo zachilengedwe, ma bots awa akuyenda bwino pakuyankha mafunso ovuta, akupereka kuchepa kwakukulu kwa nthawi ndi zinthu zomwe zimagwiritsidwa ntchito pothandizira makasitomala.

Open Banking ndi Collaborative Innovation

Mabanki otseguka amawongolera luso sitima. Polola opanga chipani chachitatu kuti apange mapulogalamu ndi ntchito kuzungulira mabungwe azachuma, mabanki akusintha kukhala nsanja. Zili ngati akunena, "Nayi deta yathu, tiyeni tipange chodabwitsa pamodzi."

Izi zapangitsa kuti pakhale zokumana nazo zambiri zamabanki. Pogwiritsa ntchito ma API, ntchito zatsopano zimatha kupereka upangiri wandalama wokhazikika, zonse kutengera zomwe wogwiritsa ntchito amakonda. Tangoganizani banki yomwe ikuyembekezera zosowa zanu-ndilo mtsogolo.

Koma zilibe mavuto. Kuphatikiza matekinolojewa kumafuna kusintha kwamalingaliro, kukhala ndi njira yofulumira kwambiri pamakampani omwe mwachizolowezi amadana ndi zoopsa. Ndi njira yopitilira, yomwe imapindulitsa omwe akufuna kusintha.

Zovuta pa Kukhazikitsa

Ngakhale zabwino kwambiri mapangidwe amakumana ndi zopinga akafika pansi. Nkhani zophatikizika, nkhawa zachitetezo, komanso kusintha kwamakasitomala ndizovuta zomwe mabanki ayenera kuthana nazo. Mwachitsanzo, machitidwe a biometric amafunikira zida zotsogola zam'mbuyo ndikukweza nkhawa zachinsinsi.

Momwemonso, kufunikira kosinthika kumatanthawuza kuti mabanki amayenera kusintha machitidwe awo nthawi zonse, zomwe zimaphatikizapo kukweza kwamtengo wapatali komanso kuphunzitsidwanso antchito. Apa ndi pamene zochitika zimafunikira. Ganizirani za omwe adayesa ndikukumana ndi zolephera asanapambane-kodi izi sizowona kwa makampani ngati wakale Shenyang Feiya Water Art Garden Engineering Co., Ltd.?

Chinthu chinanso n’chakuti anthu nthaŵi zonse amavomereza kusintha. Ukadaulo watsopano ukhoza kukhala wowopsa, ndipo mabanki amayenera kuwonetsetsa kuti zinthu zikuyenda bwino, kutengera malingaliro a kasitomala mozama.

Malingaliro Amtsogolo

Kuyang'ana m'tsogolo, tsogolo la mapangidwe a banki-zakuthupi ndi digito-zimadalira kwambiri mgwirizano ndi magawo aukadaulo. Pamene oyambitsa ambiri akulowa m'malo azachuma, amabweretsa malingaliro atsopano ndi mayankho. Udindo uli pamabanki achikhalidwe kuti akhale oyenera.

Pakadali pano, kukhazikika pamapangidwe kumakhala kofunikira kwambiri. Monga mafakitale padziko lonse lapansi akuyang'ana njira zokometsera zachilengedwe, mabanki akuwunika njira zochepetsera kuchuluka kwa mpweya, zomwe zimawonedwa ndi Shenyang Feiya Water Art Garden Engineering Co., Ltd.

Pamapeto pake, ngakhale njira yopita kuzinthu zatsopano imakhala yodzaza ndi zopinga ndi zovuta, kupambana kwagona pakuzolowera komanso kuganiza zamtsogolo. Pamene tikupitiriza njira iyi, zikuwonekeratu: Kupanga bwino kwa banki kumakhudza kupanga mgwirizano pakati pa teknoloji, kukongola, ndi zochitika zaumunthu.