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Yaya mahimmancin ƙirar banki

A cikin duniyar banki, sabbinna ba kawai buzzwords; Sai suka canza yadda bankunan suna tsara yanayin jikinsu da dijital. Yi tunanin bayan da aka goge littattafan da masu siyarwa masu sarrafa kansa; Muna magana ne game da canjin yanayin da fasaha ke haɗuwa da Aunawa don haɓaka ƙwarewar abokin ciniki. Ga nutse cikin yadda nace ke juyawa.

Reammaging sarari na zahiri

Abu na farko da zai gane shine rassan bankin ba kawai maki maki. Sabunta a cikin ƙirar ƙira akan ƙirƙirar yanayin da yake jin gayyatar. Open sarari, kayan kwalliya na zamani, da kuma kioss na hulɗa suna zama daidai. Ku tuna Waɗannan masu tsayi? Da kyau, ana maye gurbinsu ta hanyar saduwa da wuraren da ba a san banki ba, bankin kofi, kantin sayar da kofi.

Yi amfani da fasaha kamar yadda ake magana da shi a reshe na reshe. Ba kawai gimmick bane; Yana ba da damar masu tsara su don hango wuraren aiki, yin gyare-gyare kafin kowane canje-canje na jiki ya faru. A zahiri, Shenyang Feeiya ruwa Articar Injiniya Co., Ltd., sananne ne don gine-ginen wuri, yana yin gwaji tare da dabarun da ke tattare da su don marmaro. Wannan Alkawari ne ga abin da ya dace a duk filaye (duba ƙarin a Shengyang Fei Ya Raunscape Injiniya Injiniya Co., Ltd.).

Wani mahimmancin mahimmanci yana haɗa al'adun gida cikin ƙira. Irin wannan yanayin yana taimakawa rassan suna da dacewa da al'ummominsu, da gaske sauke wani yanayi na ma'amala. Abin mamaki, wannan ma an gan shi a cikin manyan bankunan muls na wulakrikin da ke ɗauke da zane-zane na gida da kayan ado a cikin rassan.

Canjin dijital da kwarewar mai amfani

Kamar yadda wuraren suke motsa jiki suna da mahimmanci, Aryan asalin Dijital sune inda ake canza yanayin wasan da ake buƙata sosai. Anan ne Punchline: Tsara a cikin dijital site duk game da kwarewar mai amfani. Banks ba kawai bunkasa aikace-aikace bane; Suna yin balaguro masu illa, balaguron balaguro.

Thialiauki tabbatar da amincin biometric, alal misali. Wannan fasaha tana sake dawo da tsaro yayin da lokaci daya lokaci daya ya mamaye tafiyar abokin ciniki. Kyakkyawan zane ne mai ƙira, ba koyaushe ana gani ba amma babu shakka ji. Labari ne game da yin amfani da sauri da aminci, magance duka sauri da tsaro.

Ari ga haka, AI Charbots suna zama rashin daidaituwa. An tsara su don samar da fiye da ainihin martani. Tare da sarrafa harshe na halitta, waɗannan bots suna samun sauki a hanyar warware matsaloli, suna bayar da raguwa cikin lokaci da kuma albarkatun da aka kashe akan sabis na abokin ciniki.

Buɗe banki da kuma yin hadin gwiwa

Buɗe banki yana tuzawa firtsi jirgin ruwa. Ta hanyar ba da damar masu haɓaka ɓangare na uku don gina aikace-aikace da sabis a kusa da cibiyar kuɗi, bankuna suna juyawa cikin dandamali. Yana da kamar suna cewa, "Ga bayanan mu, bari mu kirkiri wani abu mai ban mamaki tare."

Wannan ya haifar da ƙarin ƙwarewar banki na musamman. Ta hanyar leverringin apis, sabbin ayyuka na iya ba da shawarar kuɗi ta musamman, duk bisa tsarin da ake amfani da shi. Ka yi tunanin banki wanda ke jiran bukatunka - shi ne nan gaba.

Amma ba tare da ƙalubale ba. Haɗin waɗannan fasahar suna buƙatar motsi a cikin tunani, suna ɗaukar ƙarin agile a cikin masana'antar haɗari ta haɗari. Yana da tsari mai gudana, wanda ke ba wa waɗanda suke so su daidaita.

Kalubale a aiwatarwa

Har ma mafi kyau ƙira Hurdles na fuska da zarar sun buge ƙasa. Abubuwan haɗin haɗin kai, damuwar tsaro, da karbuwa na abokin ciniki duka suna shawo kan su. Misali, tsarin na biometric tsarin suna buƙatar ingantattun abubuwan more rayuwa da kuma ɗaga abubuwan sirri.

Hakanan, bukatar daidaitawa yana nufin bankuna dole ne ya sabunta tsarin su koyaushe da haɗuwa da ma'aikatan da suka dace. Ga inda yake da ƙidaya. Yi tunani game da waɗanda suka yi ƙoƙari kuma suna fuskantar gazawa kafin yin nasara ba don kamfanoni kamar Veteran Shenang Feiya

Wani batun kuma shi ne cewa mutane ba koyaushe ya rungumi canji a hankali ba. Sabbin fasahar zamani na iya zama tsoratarwa, da bankuna dole ne su tabbatar da canji mai sauki, ɗaukar amsawar abokin ciniki da muhimmanci.

Tsowa gaba

Kallon gaba, makomar bankin-duka biyu na zahiri da dijital tare da hadin gwiwar sassan fasaha. Kamar yadda ƙarin farawa shigar da dukiyar kuɗi, suna kawo sabbin fuskoki da mafita. Onus yana kan bankunan gargajiya don su kasance masu dacewa.

A halin yanzu, dorewa a cikin zane yana zama mabuɗin mai laushi. A matsayin manyan masana'antu a duniya zuwa ga ayyukan kirki-abokantaka, bankuna suna bincika hanyoyin rage sawun Carbon din su, ana ganin sahihiyar hanyar Shenyang Biya

Daga qarshe, yayin da hanya zuwa ƙayyadaddiyar magana ce da koma baya da kalubale, cin nasara ya ta'allaka ne cikin karbuwa da tunani. Yayinda muke ci gaba da wannan hanyar, a bayyane yake: Tsarin Bankin mai nasara shine game da kirkirar sirri tsakanin fasaha, kayan ado, da ƙwarewar mutum.